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So instead of helping your credit score, it might make it worse. Of course, there are occasions when it’s best to simply pay the gathering account, notably if it’s new and you’re certain that it’s legit. The Fair Debt Collection Practices Act was handed in 1977 to protect prospects from harassment by third-party debt collectors. This shopper safety legislation makes it unlawful for these assortment businesses to make use of methods like these under to gather money. Hiding money or property from a dependable debt collector is illegal do you’ve got to owe them.
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